Boy do we wish this was true! If all we had to do was collect a $20 co-pay when you walked through the door all of our jobs would be much easier!
One of the biggest misconceptions with Dental Insurance is that they will pay 80% to 100% of all dental fees. This couldn’t be farther from the truth! First you should remember that Dental Insurance is meant to be an aid in receiving dental care. Most dental plans have a maximum and a deductible. The maximum is the amount your dental insurance will pay out each benefit year. They will not pay benefits over this amount.
So, for example, if your maximum is $1500 and your child has had a cleaning appointment that cost $200 and needs treatment that will costs $1200 you will now have $100 worth of dental benefits left for the remainder of your benefit year. If your child has to come back in 6 months for a cleaning and your benefit year has not renewed you will owe the difference of the billed amount minus the amount of maximum you have left. Therefore that cleaning appt will not be covered at 100%.
We advise all our parents to understand your personalized insurance policy and its exclusions and limitations!
Stay tuned for Faux Pas #3- My Dental Insurance Only Charges a Deductible for Treatment!
Faux Pas #1– If my insurance doesn’t cover it then my child must not need it.
First, remember that insurance companies are a business and that’s what they do, conduct business. Insurance companies offer a wide range of plans to employers or individuals, and it is up to those employers or individuals to choose which plan they want to pay for. Each policy has special exclusions and limitations and that may mean that your specific policy may not pay for Bitewing X-rays 2 times a year. They may only cover them 1 time per year.
You should not let your insurance policy dictate what you or your child should or should not have done. You should always rely on a healthcare professional that has had extensive training to diagnose what you or your child need, not a corporation with their bottom line at stake.
If you ever have questions as to what is recommended for your child please go to www.aapd.org or ask your provider.
Faux Pas #2– My dental insurance should cover everything except my copay – just like my medical
These days everyone has accounts that can be accessed on the internet. So why not access your child’s dental account as well! Anywhere, anytime, and at the touch of a button!
At Kids First Pediatric Dentistry, our patients and their parents have access to their account 24 hours a day, seven days a week—all through our interactive and helpful website. You can look up your appointments and account details at your convenience! And, because we know parents are busy and sometimes forget, you can sign up to receive appointment reminders through email or text messages! Additionally we send out quarterly newsletters with important information regarding the fun things our office is doing!
You, too, can sign up for this convenient service on our website by clicking on the “Patient Login” button at the bottom of our homepage. Please give us a call if you have any questions about getting started!
Posted in Administrative
Tagged accounts, appointments, blog, cavity free, chandler pediatric dentist, check up, children, dental, dental work, dentistry, internet, kids first pediatric dentistry, online, pediatric dentist, teeth
During the week of Spring Break March 14th -March 17th we will have Dress up Days!
Monday is Princess/Prince/Tutu Day-get your princess/prince bling on!
Tuesday is Pajama Day-get out of bed and come to the office!
Wednesday is Nerd Day-get down and nerdy!
Thursday is Green Out Day- how green can you get?
Feel free to have your child join in on the fun if they will be coming in for an appointment. We love it when our patients participate with us!
We want to encourage our patients to be cavity free so we are announcing our very first Cavity Free Club! Every time your child comes into our office for a regular check up and is cavity free they will be entered into a drawing for a special prize at the end of the month! If they are chosen we will take a picture of them (with parents permission) with their prize and they will be placed on our Cavity Free board in our office and on our Facebook page.
Encourage your child to be Cavity Free!
Posted in Tooth Fun
Tagged blog, cavity free, chandler pediatric dentist, check up, children, dental, dental work, dentistry, kids first pediatric dentistry, pediatric dentist, prize, teeth
Welcome to our first blog post of the year!
February is National Children’s Dental Health Month! We will be giving back to our community this month by going to our local Schools, Day Care Centers, Mom’s groups and more for presentations. Contact us for more information and to schedule your group today!
Valentines Day is coming up soon so be aware of how much candy your child is eating and be sure to brush twice a day to help fight off those sugar bugs!
We encourage you to subscribe to our blog so that you can be the first to get important updates and information regarding our office and pediatric dentistry! We welcome your thoughts so that we can make our blog better suited to you.